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euro exchange rate

  • Thread starter Thread starter MairiCladach
  • Start date Start date
Visa Card exchange

Hi I use a Saga Visa credit card and todays rate is 1.27, better than using cash as if you pay it off in full on return no charges. Its good to be 65+;)
 
Agree about the Saga card.

We read the "Money Saving Expert" website some years back. It first told us that our Nat West card was expensive to use overseas. Then it suggested Saga. Actually it first suggested the Halifax but, for an unknown reason, they wouldnt issue us with a card.

I suppose the rate is going the existing until the result of the EU referendum is known. Your guess is as good as mine what effect either decision will have on rates but, at least, there should then be some degree of stablity.
 
Hi I use a Saga Visa credit card and todays rate is 1.27, better than using cash as if you pay it off in full on return no charges. Its good to be 65+;)

A Saga credit card is the preferred payment method at Bar Coral......:)
 
Hi I use a Saga Visa credit card and todays rate is 1.27, better than using cash as if you pay it off in full on return no charges. Its good to be 65+;)

Yeah, but I'd still rather get 1.26 and be nearly 20 years younger!!!

:D :cool:
 
no need to be 65 !

I have been using this card since I turned 50... and I didn't tell any fibs ;-) Always a great exchange rate. Just pay in local currency and square the bill each month.
GET ONE !
 
I have been using this card since I turned 50...

Yep - Saga website says:

Before you apply for a Saga Platinum credit card, please check that the below are true:

- You're 50 or over
- You have a regular income over £12,000 a year
- You have a good credit history*
- You have a permanent UK address and bank account (Including Channel Islands and Isle of Man)

Still won't help Nick as he is so young :)
 
A gentleman never reveals his true age!!
��
 
The pound continues it slide towards parity, today you can only get 1.138 on the high street, decided not to wait any longer and so going to buy it now! :mad: Vise exchange rate on ATM withdrawals in Spain is 117.84
 
I did too, got 1.14 @ Debenhams
 
Not travelling again until September so will leave it and hope it settles

Im sure we got 1.08 at some time and still came but also feel value for money we get more there particuarly with Restaurants We self cater ( well the Restaurants cook for us !!) and we cannot eat say somewhere like Stay for that price here Twice as much at least ! Wine also we get good quality wines for the price we would pay for House plonk here

Hope the rate doesent spoil some familiies holidays though
 
Visa exchange rate today 1.164 atm in port 1.17 with santander debit card NO charges if used in santander bank for cash withdrawals
 
Not travelling again until September so will leave it and hope it settles

Im sure we got 1.08 at some time and still came but also feel value for money we get more there particuarly with Restaurants We self cater ( well the Restaurants cook for us !!) and we cannot eat say somewhere like Stay for that price here Twice as much at least ! Wine also we get good quality wines for the price we would pay for House plonk here

Hope the rate doesent spoil some familiies holidays though

I think I remember 1.05!

It is very annoying but nothing we can do so we just have to put up with it! I paid 25% deposit for our apartment last year at 1.40 ish and paid the balance when we arrived, luckily just before the referendum at 1.28. I kept wondering if I should have paid the whole lot last year and wish I had now!! All on my fee free credit card of course. I feel really sorry for everyone who is holidaying now and we just have to hope it will slowly rise again.
 
I also remember 1.09 ish for once I timed it right as we need to pay for the apartment in cash when we get to PP so exchanged at 1.40 and then transferred sterling that was on my Caxton card into euros at 1.32 so worked well. The Euro will bump along for a few months I would think before it picks up a little again...but who really knows?
 
Back up to 1.1763 today, so glad I bought some at 1.14! :mad:
Visa ATM rate is 1 Pound Sterling = 1.20518 today, good news for us all!! :)
 
Back up to 1.1763 today, so glad I bought some at 1.14! :mad:
Visa ATM rate is 1 Pound Sterling = 1.20518 today, good news for us all!! :)

I also bought some the other day at 1.14, but so glad I also got some before the referendum at 1.27😀
 
Using ATM in PP

SWS....

Is there a trick to using an ATM in PP, such that I get a good rate of exchange (better than changing it here?), and do not get ripped of on charges. I use a Visa Debit Card mainly, from Ulster Bank - part of RBS Group. I am aware there is a technique, according to Martin Lewis, but need some explaining please.

All help is welcomed!

Thanks.
 
The only advice I remember him giving and which we follow is never accept the sterling conversion. Asked to be billed in euros. This applies to purchases and cash withdrawals.
 
The only advice I remember him giving and which we follow is never accept the sterling conversion. Asked to be billed in euros. This applies to purchases and cash withdrawals.

Good point. How true is this? Does anyone "in the know!" agree that? I did once read it is better to do the transaction in euros.
 

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